KOJADI is one of the Top 100 Co-operative Societies for 10 years in a row*

We provide the following loan products:

          1. Education loan ( for local and overseas study)
          2. SME Loan
          3. Micro Credit
          4. TUKAR/ATOM Programme
          5. Property Loan

No Agents or Middlemen. Apply or contact directly with us

*Ranked by Malaysian Co-operative Societies Commission

Koperasi Jayadiri Malaysia Berhad
(Koop, Negara No. 49)
Address: 11th Floor, Wisma MCA, 163 Jalan Ampang, 50450 Kuala Lumpur
Tel: 03-21616499 / 010-7959330
Email: or
Business Hours: Monday-Friday,8.30am -5.30pm

kojadi Advertising

 Education Loans 教育贷款计划
    kojadiSmall KOJADI Education Loans



 Business Loans 生意贷款计划






下月召开年度大会 、拟派息 4.5%




  本社已订于下个月24 日召开第36 届年度代表。大会议程包括通过董事部建议的2017财务年股息 4.5% 给合格社员。

  成立于1981年的自立合作社目前为社员提供的服务和贷款产品包括各类教育贷款及商业贷款计划华裔中小企业贷款计划、国内外教育贷款计划、杂货店转型贷款计划、修车厂现代化贷款计划、房产贷款计划、及微型贷款计划等,欢迎社员询问、申请 更多详情请联络电话:03-21616499 




KOJADI committed to serve its communities


AGM in June to approve 4.5% dividend

Koperasi Jayadiri Malaysia Berhad (KOJADI) one of the leading co-operative societies in the country continues to operate and serves its members and the public as usual.

KOJADI’s operations are not affected by the results of the recent general election as it is an autonomous entity owned by over 60,000 members of all races and operates in accordance with the Co-operative Societies Act, 1993 and under the supervision and regulation by the Malaysia Co-operative Societies Commission. The cooperative ‘s activities, including education loan, Small and Medium Enterprise Loan, and members services are functioning as usual, the statement added.

KOJADI has scheduled to hold its 36th Annual General Meeting of Delegates on 24 June 2018. The meeting, among other things, will approve a 4.5% final tax exempt dividend for financial year ended 31st December 2017 to eligible members.

KOJADI, founded in 1981, offers a variety of education and business loans to its members. The loan products include SME Loan, education loans for local and overseas higher education, loans for Retailers Transformation Programme (TUKAR) and Automotive Workshop Modernisation Programme (ATOM), Property loan, and Microcredit. For application and further details on KOJADI’s loan products, contact03-2161 6499 .



Please take note that KOJADI has never appointed and/or authorised any third parties or agents for its SME Loan Scheme and all of its other loan schemes. Kindly forward any enquiry and/or your loan application directly to KOJADI at 03-21616499.


敬请注意, 本社從未委任和/或授权任何第三者或代理代办本社的《中小企业贷款计划》或任何其他贷款计划!如有疑惑或欲申请本社贷款,请直接联络本社(电话:03-21616499



KOJADI SME Loan Scheme  newsign


KOJADI Micro Credit

(Transformasi Kedai Runcit)
(Automotive Workshop Modernisation)
 Highlights 焦点
 DSC 1444

KOJADI Chairman  Datuk Ng Peng Hay (Center) with grand prize winners of KOJADI JomPay Contest.

自立合作社董事主席拿督黄炳火(中)与 JomPay 付款竞赛大奖优胜者合照。

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KOJADI Chairman Datuk Ng Peng Hay delivering his welcome speech at the 35th Annual General Meeting of Delegates held at Wisma MCA, Jalan Ampang, Kuala Lumpur

本社主席拿督黄炳火在本社于吉隆坡安邦路马华大厦召开的第35 届年度代表大会上致欢迎词。

IMG 9206

Dato’ Dr. Noor Zari Bin Hamat, Executive Chairman of Malaysia Co-operative Societies Commission delivering his speech at the 35th Annual General Meeting of Delegates held at Wisma MCA, Jalan Ampang, Kuala Lumpur

马来西亚合作社委员会执行主席在本社于吉隆坡安邦路马华大厦召开的第35 届年度代表大会上致词。

 IMG 9429

KOJADI Chairman Datuk Ng Peng Hay chairing the AGM in the presence of Cik Husna Binti Abdul Murad, officer of SKM, Federal Territory.

本社主席拿督黄炳火主持大会,前排 4 为马来西亚合作社委员会联邦直辖区分局官员Cik Husna Binti Abdul Murad.

DSC 0466
KOJADI - Majlis Penyampaian Profile 100 Koperasi Terbaik Di Malaysia 2016
 DSC 0444
KOJADI - Majlis Penyampaian Profile 100 Koperasi Terbaik Di Malaysia 2016
DSC 0853
KOJADI - Jompay Signing Ceremony 27-04-2016.
KOJADI - Dato' Yik Phooi Hong awarded Anugerah Khas Koperasi at
Malam Anugerah Tokoh Koperator Angkasa Wilayah Persekutuan 18-12-2015.
Anugerah Penarafan Bintang Kop 2015

The Koperasi's consistent and sound performance was duly recognized as it was
ranked Koperasi Penarafan 5 Bintang by Suruhanjaya Koperasi Malaysia in the
Majlis Anugerah Penarafan Bintang Koperasi 15-04-2015. (More Photo..)

Anugerah Tokoh Koperator 2014

KOJADI Chairman - Datuk Ng Peng Hay awarded Anugerah Khas Koperasi at
Malam Anugerah Tokoh Koperator Angkasa Wilayah Persekutuan 19-12-2014. (More Photo..)

E-Dividend Form & Notice
Education Incentive Award 
Up Coming Events 活动   newsign
 Notice 通告


Annual General Meeting (AGM) in 2013 approved dividend payment via electronic payment (E-Dividend).

Appealing and requesting all KOJADI members to provide the co-operative with their individual bank account information for E-Dividend.

For more information on E-Dividend payments and electronic payment form:-

Call or visit :

                     Koperasi Jayadiri Malaysia Berhad (KOJADI)

                     11th Floor, Wisma MCA,

                     163 Jalan Ampang,

                     50450 Kuala Lumpur

                     Wilayah Persekutuan

                     Tel: 03-21616499

To All Loan Borrowers newsign

 Loan Repayment via e-payment / JomPAY Service