自立合作社共设有 13 项贷学金计划以应付社员的不同需求。
各项贷款计划的贷款涵 盖范围包括职技教育课程，学士及研究生课程。
以下为本社各类贷学金计划 :
1. 特别贷学金计划 KOJADI Special Education Loan Scheme (SELS)
供未具备申请大学贷学金计划社员参加。
在特别贷学金计划下尚可分为下列 11 项 :
1.1 技职教育贷学金计划 KOJADI Vocational Education Loan Scheme (S-VELS)
1.2 拉曼技职学院贷学金计划 KOJADI Education Loan Scheme For VTAR Graduates (S-JELS)
1.3 拉曼大学学院毕业生贷学金计划 KOJADI Education Loan Scheme for TARUC Graduates (S-TAR)
1.4 本地大学贷学金计划 KOJADI Education Loan Scheme for Local University Studies (S-LUS)
1.5 外国大学贷学金计划 KOJADI Education Loan Scheme for Foreign University Studies (S-FUS)
1.6 独中毕业生贷学金计划 KOJADI Education Loan Scheme for Independent Secondary School Certificate Holders (S-ISS)
1.7 启蒙教育贷学金计划 KOJADI Education Loan Scheme for Early Childhood Education (S-ECE)
1.8 国外研究生贷学金计划 KOJADI Education Loan Scheme for Overseas Postgraduate Studies (S-OPS)
1.9 国内研究生贷学金计划 KOJADI Education Loan Scheme for Local Postgraduate Studies (S-LPS)
1.10 拉曼大学贷学金计划 KOJADI Education Loan Scheme for Universiti Tunku Abdul Rahman (S-UTAR)
1.11 大学基础课程或预科贷学金 KOJADI Education Loan Scheme For Foundation Programs (S-PUF)
2. 18 岁以下提名学生贷学金计划 KOJADI Education Loan Scheme For Minor (ELSM)
凡18 岁以下提名学生在国内外就读大专或技职课程皆可提出申请
3. 大学贷学金计划 KOJADI Higher Education Loan Scheme (HELS)
此计划配合合作社于1981年成立而开始推行。