The Board of KOJADI is pleased to announce that efective 1 January 2009, a new Loan Interest Rate Structure is being specially implemented and imposed on all new loan applications received as details given below :-
Effective Date of
Implementation of New
Loan Interest Structure
:
01 January 2009
Interest Rate
:
1st Year
2nd Year Onwards
Until Full settlement
For existing member of
KOJADI with minimum 5 years membership
:
5.80%
6.80%
New Member
:
6.80%
7.80%
Mode of Culculation of Loan Interest
:
Interest will be charged to the applicant loan
account on a monthly rest and reducing
balance basis immediately upon first
release of loan or such othermanner
prescribed by the Board from time to time.
通告
兹通知合作社董事部议定调整贷学金利率。从 2009年 1月 1日开始生效，
凡是在今年收到及批准的贷学金申请，将以下列贷款利率结构计算 : -
拥有 5年社龄或以上的贷款社员 : -
第一年
第二年至贷款还清为止
5.8 %
6.8 %
其他 / 新社员 : -
第一年
第二年至贷款还清为止
6.8 %
7.8 %
利率计算方式 : -
利息将在贷款第一次发出后开始以每月递减方式计算。
董事部有决定权利修改贷款利率以及其计算方式。
日期 : 2009年1月 2日
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